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Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
We, our and us, when used in this notice mean Kennebec Savings Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
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Deposit account
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Loan account
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Credit Card account
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Safe deposit box
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Financial, investment, or economic advisory services
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.
Nonpublic personal information means information about you that we collect in connection with provideing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, or "other party."
We collect information about you from the following sources:
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Information you give us on applications or other forms
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Information about your transactions with us
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Information about your transactions with other parties
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Information from a consumer reporting agency
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
We do not disclose information about former customers, except as permitted by law.
We also take steps to safeguard customer information. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to protect customer information. We also have internal controls to keep customer information as accurate and complete as we can. If you believe that any information about you is not accurate, please let us know.
When you visit us on the Internet, we may place a "cookie" on your browser that records the number of visits made to our various web pages; however personal information is not collected. The information we do collect is: IP address, operating system, browser, the site from which you entered our site, the activity you performed while visiting our site, and the site you will be entering upon leaving our site.
Kennebec Savings Bank makes every effort to safeguard all of the important data it touches, and we strongly recommend that you keep your personal computer's security up to date as much as possible. Upgrading your browser's security is a critical step to safeguarding the personal data that resides on your computer.
This Privacy Policy applies to products or services provided by Kennebec Savings Bank. We reserve the right to change this Privacy Policy, and any of the policies described above, at any time.
If you have any questions regarding our Privacy Policy please contact us at Kennebec Savings Bank, PO Box 50, Augusta, ME 04332 or call us at 207-622-5801.
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