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Bank-by-Phone

COMMITMENT to a State of the Art Telephone Banking System

Telephone banking gives you immediate 24-hour access to current information about your accounts using our toll-free telephone number. Whether you want real time information on your checking, savings, certificates of deposit, IRA or loan accounts, or want to make transfers between statement savings, checking, personal line of credit or loan accounts, or you just want to check current rates, it's as easy as picking up your phone.

But first... you have to sign up! To sign up, please call or stop by and speak with any of our customer service representatives during regular business hours!

Augusta 622-5801 Waterville 872-5563 Winthrop 377-5801

It's easy...

All our CSR's will need from you is your social security number. Once we obtain that, we can then link your accounts (all or a select few) to the Bank-By-Phone system.

It's convenient...

Once you are signed up, just look at how easy and convenient banking can be! Using your touch tone phone, you'll be able to access your checking, savings, certificates of deposit, IRA, and loan accounts. You'll be able to make transfers between statement savings, checking, personal lines of credit, and loan accounts too.

It's free...

But wait! There's more! You can also get information on our current CD & mortgage rates and special Kennebec Savings Bank events and announcements all at the touch of a button.

Like anything new, the first step is always the hardest, no matter what it is you're doing. We're here to make it easier.

Just follow these step-by-step instructions:

  1. Sign up for the service (if you haven't done so already).
  2. Have your account number(s) ready before dialing.
  3. Dial 1-888-303-7788 (call from anywhere in the U.S.A. , toll-free, 24 hours a day, 7 days a week).
  4. You will be asked for to enter your Personal Identification Number (PIN). The first time access each account through Bank.by.Phone, you will be asked to enter the last four digits of your Social Security number. For your safety, you will then be asked to enter a new four digit PIN by pressing 7.
  5. Make your menu selection by following the simple instructions in the welcome message. (Once you become familiar with the system, you may want to skip the welcome message and go directly to your Main Menu selection).

Bank by Phone pamphlet

Internet Banking

At Kennebec Savings Bank, we’re dedicated to providing you with the best, easiest, and safest ways to bank with us. We think you’ll be thrilled with our Internet Banking service.

Internet Banking can simplify your life. With just a few clicks of the mouse, you have access to your important financial and account information any time of the day or night. Pay bills, transfer funds, and check account balances any time . . . anywhere. It’s all part of our commitment to you.

  • Check Reordering
  • Check Imaging
  • Electronic Statements
  • Safe Deposit Boxes

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Debit/ATM Cards

Interest-bearing checking accounts also allow you to conduct transactions outside of the Bank, with the Bank's Debit MasterCard. This gives you 24 hour access to your account free of charge (withdrawal limit through an ATM is a maximum of  $500 per day) at any of Kennebec Savings Bank's ATMs.  This card is accepted at any ATM nationwide that offers the NYCE or PLUS networks, and any place that accepts MasterCard debit cards. All Debit MasterCard transactions are free of charge, no matter where you use your card. (Note: Other banks may impose their own ATM surcharges which you may be assessed for transactions at non-Kennebec Savings Bank ATMs.)

For more information, click here.

Direct Deposit

Bank customers have the option of having their government checks, pension checks or payroll checks directly deposited into their savings or checking accounts. Direct deposit eliminates the possibility of stolen checks, minimizes trips to the bank and no fees.

Wire Transfers

Bank customers can transfer funds or have funds deposited into an existing account from another financial institution inside or outside the United States . Benefits of wire transfers are immediate access to transferred funds.

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